Stockton Kia Contract Hire and Leasing 

 Kia Leasing Options at Stockton Kia

Flexible, affordable and tailored to you - whether you’re a business or private driver, discover the smarter way to drive a brand-new Kia.

Leasing with Stockton Kia could be right for you if you’re looking for all of the exhilaration of driving a Kia car, without dealing with any of the hassle of ownership, depreciation and selling your car after your contract has ended. For the best deals with nationwide delivery please consider directkia.co.uk or our new Kia and used Kia sections.

Business or Personal - Which Leasing Option is Right for You?

 At Stockton Kia, we make it easy to drive the latest Kia models through our Business Contract Hire (BCH) and Personal Contract Hire (PCH) options. Both give you fixed monthly payments, hassle-free motoring, and the flexibility to upgrade every few years — but each is designed for different needs.  

Personal Contract Hire (PCH)

 The Simple, Stress-Free Way to Drive a New Kia  

Personal Contract Hire (PCH) gives you the keys to a brand-new Kia with no need to worry about ownership or resale value. Pay a fixed monthly cost, enjoy driving your new car, and return it at the end of the lease.  

Personal Car Leasing is also known as Personal Contract Hire (PCH) which is a long-term rental of a vehicle of your choice. You will need to make an initial payment of 3, 6, or 9 months payments, followed by either 24, 36 or 48 monthly rentals.

 Key Benefits:

• Drive a brand-new Kia every few years
• No long-term commitment or resale hassle
• Optional maintenance packages available
• Fixed monthly payments for easy budgeting

Perfect for employees with car allowances or individuals who prefer a modern, flexible approach to driving.

Business Contract Hire (BCH)

The Smart Choice for Companies and the Self-Employed

Business Contract Hire (BCH) lets your company lease vehicles for a fixed term, with predictable monthly costs and no worries about depreciation. It’s ideal for limited companies, partnerships, and sole traders looking for cost control and simplicity. 

Payment terms for the BHC are usually similar to a PCH, but the difference is that VAT registered business can claim back 50% of the VAT on monthly rentals, and 100% of the VAT on maintenance packages.

 Key Benefits:  

• No depreciation risk — hand the car back at the end of the term
• Tax efficient — reclaim up to 50% of VAT (100% for sole business use)
• Predictable monthly payments for easier budgeting
• Regular fleet renewal with the latest Kia models
• Lower running costs with hybrid and electric options

Why Leasing Makes Sense for Your Business 

Flexible Solutions for Every Size of Business

Whether you run a small local company or manage a nationwide fleet, Kia leasing offers a cost-effective and tax-efficient way to keep your team moving.  

For Small Businesses:

• Preserve working capital with no large upfront costs
• Claim VAT relief and tax deductions
• Boost your image with modern, professional vehicles

For Larger Companies:

• Streamline fleet management
• Reduce maintenance costs with newer cars
• Keep staff happy with premium, well-equipped vehicles

Why Lease Electric Vehicles?

Go Greener and Save More with Kia Electric & Hybrid Leasing

Leasing an electric Kia, such as the EV3, EV6, or EV9, brings all the benefits of Kia’s advanced technology — with added savings and sustainability.

Benefits of Electric Leasing:

• Lower Benefit-in-Kind (BiK) tax for company car drivers
• Reduced running costs — cheaper per mile than fuel
• Zero or low emissions — helping meet eco goals
• Government incentives and reduced road tax
• Easy charging solutions at home or the workplace
• Experience the future of driving without the commitment of ownership.

Kia Electric Vehicles & the Benefits for Company Leasing in the UK

Kia’s electric (EV) and hybrid-electric range isn’t just about driving “green” — there are real financial, tax, and operational advantages to choosing an EV for your business or as a leased company car. Here’s what you (or your employees) gain.

Key Benefits for Businesses & Employees

Low Benefit-in-Kind (BiK) Tax
Fully electric Kia cars currently enjoy very low BiK rates. In the 2024/25 tax year the BiK for zero-emission electric cars is just 2% of the P11D value. This means much less tax to pay compared to petrol or diesel cars.

Corporation Tax Relief
Lease payments on electric or ultra-low emission vehicles (50g/km CO₂ or less) can be treated as deductible business expenses, reducing taxable profits.

VAT Savings
If the car is used for business and personal use you can claim back 50% of the VAT on the monthly lease payments. If it's strictly business use, under certain conditions you may be able to claim 100%

Lower Running Costs
Electricity is cheaper than petrol/diesel per mile; fewer moving parts mean less maintenance. No need for fuel, oil changes, etc. Over a lease term this can lead to substantial savings. Kia’s electric models also boast high efficiency and good range.

Operational Advantages
EVs are increasingly supported by public infrastructure (more charge points), and many businesses offer workplace charging. Also, EVs are exempt from many local low emission / clean air zone charges. These help reduce day-to-day operating costs and risks.

Environmental & Branding Benefits
Driving EVs helps reduce CO₂ emissions and shows your company is committed to sustainability. That can improve your corporate image, help with ESG (Environmental, Social, Governance) reporting, and may also be part of regulatory compliance or incentives.